Re-imagine
Insurance, one
bold step at a time...
Revolutionizing insurance with bold, innovative solutions — one step at a
time. We simplify, secure, and redefine the way you experience insurance

Government of India recognised and funded — Under Startup India Initiative
Innovating Insurance solutions for the Future
Strategic Public and Private Sector Parnerships
Approach

Innovation that Empowers Change
From launching ULHAS — a first-of-its-kind initiative to Insure uninsured vehicles — to creating smart Employee Benefits (EB) and affinity platforms that help businesses take care of their people, we’re rethinking insurance solutions at every level. We’re also transforming Roadside Assistance (RSA) and Claims Management, making them seamless and efficient through technology and strategic partnerships. Because when insurance works in synergy, it saves time-and that’s invaluable.
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Employee
Benefit -
B2B Affinity
Solutions -
Roadside
Assistance -
Claim
Management -
Affinity Health
Program

Empowering Employee Well-Being Through Smarter Insurance Solutions — because every employee deserves personalized protection.
Seamless access to Tailored Insurance Solutions
Simplified, One-Click Experience
24 x 7 Claim Support

Covergrow Affinity Solution: Insurance That Strengthens Communities
Customizable solutions for communities and partners to offer tailored insurance.
Scalable, white-labeled tech for member engagement.
Enhance loyalty with targeted benefit offerings and engagement tools

Covergrow Road Side Assistance (RSA): Reliable Assistance, Anytime, Anywhere
24/7 vehicle breakdown support across urban and rural locations.
Real-time tracking and alert system for quick help.
Wide partner network for towing, battery jump-starts, and fuel delivery.

Claim Management: Your Trusted Partner in Resolving Insurance Claims and Consumer Disputes
Fast & Hassle-Free Settlements
24/7 Claims Support
Single Point of Contact (SPOC)

Covergrow Affinity Health Program: Protection When It Matters Most
Integrated Support for Better Health Outcomes
Simplified Access to Claims and Care
Continuous Engagement for Smarter Recovery
Streamlined Services, Backed by Technology
End-to-End Assistance, All in One Platform
B2B
Offerings by Covergrow
For Affinity Partners, Insurers, Insurance Brokers & Agents
At Covergrow, we assist Affinity Partners, Insurers, Insurance Brokers and Agents drive meaningful growth through a combination of strategy, technology and data-driven execution. Our offerings are built to power insurance distribution, enhance customer experience and strengthen long-term relationships.
We understand the unique challenges and opportunities that affinity-driven models present — whether you’re a large employer group, a trade association, an e-commerce platform, or a digital ecosystem. Covergrow enables you to deliver impactful insurance and protection solutions to your members and customers.
Business Consulting
Our business consulting helps you design and implement high-impact insurance and affinity programs. We work with you to craft partnership models, optimize distribution channels and create value-driven offerings that resonate with your customer or member base. Our deep understanding of PSU and affinity ecosystems helps us offer insights that move the needle.
Growth Strategy
We design growth strategies focused on scaling your insurance programs. From identifying high-potential segments to creating differentiated offerings for your affinity group or customer base, we partner with you to grow acquisition, maximize cross-sell opportunities and increase member or customer stickiness through value-added protection solutions.
Technology Platforms
Covergrow offers customizable technology platforms that enable affinity partners, insurers, brokers and agents to deliver seamless insurance experiences to retail customers. From digital policy issuance to claims tracking and customer engagement, our platforms enhance ease of use and deliver a consistent, high-touch experience that drives loyalty and trust.
Claims Consulting
We help you simplify and accelerate your claims process. For affinity programs, a transparent and efficient claims experience is critical to sustaining trust. Covergrow’s claims consulting services streamline operations, minimize delays and enhance customer satisfaction — turning claims into a positive experience for your end users.
Strategy & Execution
Covergrow combines data analytics, behavioral insights and content strategies to improve both conversion and retention. Whether you’re an insurer launching a new product, a broker building an affinity partnership or an affinity partner offering insurance to your members, we help you engage customers meaningfully, increasing take-up rates and long-term retention.
Content Creation
Why Partner with Covergrow?
We bring together deep experience in affinity programs, PSU partnerships and retail insurance distribution strategy. Whether you’re an affinity partner looking to add insurance to your portfolio or an insurer or broker seeking to expand your reach through partnerships, Covergrow delivers customized solutions that drive sustainable growth.
Understanding
PSU Business
A Strategic Advantage
Working with Public Sector Undertakings (PSUs) isn’t just about partnerships — it’s about alignment. We understand their deep-rooted commitment to employee welfare, operational excellence and national impact. Their dedication is evident in their structured yet evolving approach to employee benefits and customer service
But PSUs are also changing — embracing digital transformation, expanding global perspectives and adopting agile business models. At Covergrow, we stay ahead of these shifts, ensuring that our Insurance led solutions evolve in sync with their needs
This understanding allows us to
Design bespoke b2b solutions that fit PSU eco-systems, employee expectations & operational needs.
Innovate with speed & precision, leveraging PSU networks to bring scalable, customer-centric solutions.
Work with PSU leaders to design insurance models that improve accessibility & efficiency.
When we work with PSUs, we’re more than vendors — we’re partners in progress and innovation.
Digital solutions
We offer cutting-edge technology services tailored for modern businesses. From custom app development to cloud, data and marketing solutions — our tech expertise empowers your strategy and drives digital transformation.
Tech offerings
Developing powerful, responsive apps for seamless digital experiences.
CRM Applications
Optimize customer relationships with intelligent CRM solutions that improve engagement, automate workflows and drive business growth.
UI/UX Development
Enhance digital interactions with user-centric designs that improve usability, engagement and brand perception.
Web & Mobile App Development
Build scalable, high-performance applications tailored to streamline operations and enhance user experience.
Data Management
Organize, secure, and analyse data effectively to generate valuable insights and support data-driven decision-making.
AWS / Azure Management
Ensure a robust, scalable and cost-effective cloud infrastructure with expert cloud management solutions.
Social Media Marketing
Strengthen brand presence and engagement through data-driven social media strategies and targeted digital campaigns.
A Perfect Blend of Youthful Energy & Diverse Expertise

At Covergrow, we believe true innovation happens when fresh ideas meet proven experience. Our team is a unique blend of youthful dynamism and seasoned professionals, bringing together expertise from diverse industries — insurance, media, technology and growth management. This combination allows us to look at challenges from multiple perspectives, crafting solutions that are not only effective but also future-ready.
From designing customer-centric insurance platforms to creating engaging content that simplifies complex products, our media and technology experts work hand in hand with our insurance specialists. Together, they build digital ecosystems that enhance customer trust, improve access and drive adoption. Our growth management professionals ensure these solutions are scalable, sustainable and aligned with our partners’ long-term business goals.
This diverse knowledge base enables Covergrow to serve a wide range of partners — from large PSU enterprises to private sector leaders — delivering customized, innovative solutions that address today’s risks and tomorrow’s opportunities. It’s this synergy of youth and experience that fuels our mission to de-risk lives, empower businesses and redefine the future of the way some of the traditional industries are looked at.
At Covergrow, we believe protection and empowerment shouldn’t be a privilege — they should be a right. Our commitment extends across every customer segment, from hardworking individuals in underserved communities to high-profile clients with complex needs. We design solutions that are as inclusive as they are innovative.
For the not-so-privileged, we focus on creating simple, accessible insurance solutions products that offer real protection and peace of mind. Whether it’s safeguarding a family’s livelihood or providing security to uninsured vehicles in semi-urban and rural areas, our mission is to de-risk lives and unlock opportunities for those who need it most.
At the same time, our team works closely with high-profile clients and enterprises, delivering bespoke insurance solutions that address sophisticated risks and evolving business challenges. Whether through employee benefit programs, affinity platforms or cutting-edge technology-driven services, we ensure our solutions meet the highest standards of excellence
No matter the segment, Covergrow’s approach remains the same: customer-first, transparent and driven by a deep sense of purpose. We are here to empower every customer with knowledge, access and protection — because we believe insurance should work for everyone

Services that creates impact

Corporate Brand Identity,
Purpose, Beliefs & Values
Helping brands define their core essence and values that resonate

Creative Direction &
Communication Strategy
Helping brands define their core essence and values that resonate

Brand Positioning
& Strategy
Helping brands define their core essence and values that resonate

Covergrow —
Consulting
Helping brands define their core essence and values that resonate

Target Market Analysis &
Value Proposition
Helping brands define their core essence and values that resonate

Content &
Digital Marketing
Connect and empower customers through insightful content that simplifies brand value
This is just the beginning!
At Covergrow, we don’t follow trends — we like to create them. We challenge conventions, rethink possibilities and turn ideas into real-world solutions. And we’re not stopping here. The future of insurance is being rewritten and we’re at the forefront — building, innovating and partnering to make it happen.
Because for us, this isn’t just a business. It’s a movement.
Startup India Recognized!
“Covergrow is proud to be a Government of India-funded startup, recognized under the prestigious Startup India SeedFund initiative through STEP (CGLS Foundation).This support empowers us to drive innovation in insurance and risk solutions, delivering impactful, technology-led services to businesses and communities across India”.
Everything you need to
grow your business
Registered Office
Gladys Alwares Road,
Thane West – 400610.
Corporate Office
101 Cosmos Court, S. V. Road,
Above Waman Hari Pethe Jewellers,
Vile Parle West, Mumbai – 400056
Covergrow
CIN – U72900MH2022PTC391584
Disclaimer
Covergrow Digital Solutions Private Limited is not a registered IRDAI member. All Insurance related solutions and transactions will be provided by registered IRDAI agents or any other IRDAI registered intermediary.